Gift Planning at THE ASSOCIATED

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Gifts Anyone Can Afford

Did you know there are ways to support THE ASSOCIATED that don't affect your current lifestyle or your family's financial security?

You can make a gift that costs you nothing during your lifetime.
You can make a gift that leaves your cash flow and current financial planning unchanged.
You don't have to use cash to make your gift: you can "buy low and give high" by making your gift with appreciated securities instead.
You can gift an asset you no longer need or want.

Gifts Through Your Will
Give to THE ASSOCIATED without affecting your cashflow during your lifetime. (Sample Bequest Language)

Appreciated Securities
The IRS allows its most significant tax breaks for gifts of appreciated securities.

Business Interests
Give THE ASSOCIATED an interest in a closely-held or family business.

Life Insurance

New Policy - You can fund a future gift for us and deduct premium payments.
Paid-Up Policy - Give us a policy whose coverage you no longer need.
Gift-Replacement - Create a life-income gift for yourself; create an irrevocable insurance trust to restore the value of your gift to benefit your heirs.

Partnership Interests
Support THE ASSOCIATED by transferring an interest in a real estate or oil-and-gas partnership.

Personal Property
Donate books, artwork, or equipment and secure an income tax deduction.

Real Estate
Make a substantial gift to THE ASSOCIATED through a transfer of residential, commercial, or undeveloped real estate.

Retained Life Estate
Receive a large deduction by donating a residence while retaining the right to live there for life.

Retirement Plans
The balance of your retirement plan may be worth more when donated to THE ASSOCIATED than to your heirs.